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Life Insurance for Melanoma: Why A Diagnosis Isn’t Always A Decline

A melanoma diagnosis doesn’t automatically mean a declined case, you can still get your client…

When Does an Old Life Insurance Policy Need a Review?

If a client’s financial requirements and circumstances have shifted since their policy was written, a…

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The GLP-1 Effect: Hype vs. Reality in Underwriting

Across the cases we see at SPG Life & Annuity, GLP-1 medications – Ozempic®,Wegovy®, and Mounjaro® –…

Term vs. Perm for Business Owners

For business owners, liquidity is everything. The ability to access capital quickly, without disrupting operations…

Underwriters See Paper and Test Results – Your Cover Letter Allows Them to Really See Your Client

Underwriters see paper and test results. Your cover letter allows them to really see your…

Your Clients Think Taxes Are Going Up – They’re Waiting for You to Help Them Prepare

A Nationwide Retirement Institute survey published recently by InvestmentNews confirmed what most of us in…

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